Now accepting new patients · Telehealth across California
INSURANCE & SELF-PAY

Understanding Insurance and Payment Options

Harmonia Precision Mental Health participates with several major commercial insurance networks and also offers self-pay care. Coverage, copays, deductibles, and other benefits vary by individual plan.

Insurance Plans

Harmonia currently participates with several major commercial insurance networks. Participation with an insurance network does not guarantee coverage under every individual plan.

Aetna
Anthem Blue Cross
Cigna Healthcare
UnitedHealthcare
Optum
Carelon Behavioral Health
Providence Health Plan

Insurance participation and individual plan benefits are subject to change.

Before Your Appointment

Insurance benefits vary by plan, even when Harmonia participates with the insurance network. Before your first appointment, we recommend confirming your behavioral health benefits directly with your insurance company.

Whether Harmonia Precision Mental Health is in-network under your specific plan
Your outpatient mental health copay or coinsurance
Whether your deductible applies
Whether prior authorization or referral requirements apply
Your telehealth and in-person behavioral health benefits

Our office can provide billing information needed for benefit verification, but your insurance company determines final coverage and patient responsibility.

Self-Pay Care

Self-pay is available for patients who are not using insurance or who prefer to receive care outside of their insurance benefits.

Fees vary by visit type and length. Current self-pay fees are provided before scheduling so patients can review expected costs before proceeding with care.

For patients who are uninsured or choosing not to use insurance, a Good Faith Estimate of expected charges will be provided when applicable.

Using Insurance or Self-Pay

Some patients use their insurance benefits for psychiatric care, while others choose self-pay based on their individual coverage or circumstances.

If you plan to use insurance, please provide accurate and current insurance information before your appointment so eligibility and billing information can be reviewed. If you plan to self-pay, current fees and expected charges will be provided before scheduling.

Insurance & Billing FAQs

No. Participation with an insurance network does not guarantee coverage under every individual plan. Your insurance company determines eligibility, benefits, deductibles, copays, coinsurance, and final patient responsibility.

Yes. Self-pay care is available for patients who are not using insurance or who choose not to submit visits through their insurance benefits. Current fees are provided before scheduling.

Current self-pay fees are provided before scheduling based on the type and length of the appointment.

Harmonia does not bill Medicare or Medi-Cal for routine psychiatric services.

Please notify the office as soon as possible and provide updated insurance information before your next appointment.

Our office can provide available billing information, but your insurance company is the best source for plan-specific information about deductibles, copays, coinsurance, and coverage.

Patients are responsible for charges assigned to them by their insurance plan or applicable self-pay fees according to the practice’s financial policy.

Looking for a more precise approach to psychiatric care?

Request an appointment to get started with psychiatric care at Harmonia, or contact the practice with general questions.

Request an Appointment

Harmonia Precision Mental Health